Your $2,500 e-bike sits locked downtown. You paid $40 for what looked like a serious lock at the bike shop. Three minutes later, a thief walks away with your bike using $15 cable cutters. The lock still dangles from the rack, cut clean through. This happens thousands of times daily because riders buy locks based on appearance rather than tested resistance. Here’s how lock certifications separate genuine security from expensive decoration, and why that distinction matters more than the lock’s price tag.
Why Certifications Actually Matter
Any manufacturer can slap a “security level 10/10” sticker on their packaging. Without independent testing, those numbers mean absolutely nothing. Worldwide, several organizations test locks against tools and methods real thieves use: Sold Secure (UK), ART Foundation (Netherlands), FUB (France), and the newer Vélo SRA label (France).

These aren’t marketing exercises. Testing involves professional testers attacking locks with progressively sophisticated tools under timed conditions. Locks either withstand the attacks for specified durations or they don’t. Fail the test, no certification. Lose your certification next year if quality slips. This keeps manufacturers honest in ways self-rating systems never could.
Insurance Reality: Most bike insurance policies require specific certifications. UK/international policies typically demand Sold Secure Silver minimum (Gold or Diamond for bikes over $1,500-3,000). ART 2-star is legally required for insurance in the Netherlands. French insurers mandate FUB 2 Wheels or SRA certification. Buy an uncertified lock and your insurance claim gets denied, regardless of price.
Sold Secure: The Global Standard
Established in 1992 by UK police forces, Sold Secure operates testing facilities where locks face systematic attacks mirroring actual theft methods. They update testing protocols annually based on feedback from police and insurance companies about emerging theft techniques.

| Rating | Attack Tools | Test Duration | Use Case | Insurance |
|---|---|---|---|---|
| Bronze | Basic hand tools (screwdriver, small hammer, junior hacksaw, wire cutters) | 1 minute minimum | Opportunist deterrent only, extremely low-risk areas | Basic policies only |
| Silver | Enhanced tools (small bolt cutters, hacksaw, crowbar, drill) | 3 minutes minimum | Quick stops in moderate-risk areas, bikes under $500 | Standard policies |
| Gold | Specialist tools (42″ bolt cutters, crowbars, lump hammer, carbide hacksaw) | 5 minutes minimum | Urban commuting, bikes $500-3,000 | Premium minimum |
| Diamond | Power tools (angle grinders, hydraulic cutters, machine attacks) | 90 seconds angle grinder resistance minimum | High-risk areas, premium e-bikes over $3,000 | Required for high-value coverage |
ART Foundation: Dutch Engineering Excellence
The Dutch ART Foundation employs more rigorous testing than most certification bodies, using both machine-based stress tests and human attack simulations. Tests occur at independent SKG-IKOB laboratories with over 20 separate assessments including freezing, corrosion, endurance, tensile strength, and torsion testing alongside attack resistance.

| Stars | Testing Methods | Target Vehicle | Sold Secure Equivalent |
|---|---|---|---|
| ★ | Hand tools, tensile 5kN, torsion 100 Nm | Basic deterrent | Bronze equivalent |
| ★★ | 60cm bolt cutters (no ground leverage), tensile 10kN, torsion 150 Nm | Standard bicycles | Silver to Gold |
| ★★★ | 90cm bolt cutters, hydraulic tools, angle grinder, tensile 15kN | E-bikes, mopeds, scooters | Gold to Diamond |
| ★★★★ | Professional power tools, extended attack periods | Motorcycles (street) | Diamond plus |
| ★★★★★ | Extended professional attacks, industrial tools | Motorcycles (storage) | Beyond Diamond |
French Certifications: FUB and Vélo SRA

For cyclists in France, two additional certifications matter for insurance coverage. FUB (Fédération française des Usagers de la Bicyclette) and the newer Vélo SRA label. While less granular than Sold Secure or ART ratings, both are widely recognized by French insurers and provide baseline security guarantees.
FUB: The French Cycling Federation Standard
Founded in 1980 as a non-profit association, FUB established its Anti-theft Commission to test lock resistance and provide annual rankings. The organization advocates for 3 million daily cyclists and around 17 million regular users across France.
| Rating | Resistance Level | Insurance Recognition |
|---|---|---|
| 1 Wheel | Quick attacks with simple and discreet tools | Basic coverage only |
| 2 Wheels | More aggressive tools, extended resistance | Standard requirement for French insurance |
Vélo SRA: The Insurance Industry’s Latest Standard

Launched in July 2025, Vélo SRA represents a collaboration between France Assureurs (insurance industry group), SRA (Sécurité et Réparation Automobile), and CNPP (Centre national de prévention et de protection). This label addresses the specific needs of bicycle security, distinct from the existing “Classe SRA” certification originally developed for motorcycles and scooters.
Other European Certifications Worth Knowing
Beyond the major standards, several European countries maintain their own certification systems. While less internationally recognized than Sold Secure or ART, these certifications matter for insurance requirements in their respective markets.
VdS (Germany)
VdS Schadenverhütung, accredited by the German Association for Accreditation (DAkkS), tests bicycle locks alongside other security products. VdS certifications use grades A+ and B+ for two-wheel locks. German insurers increasingly recognize VdS-approved locks, and the certification carries weight across Central Europe due to VdS’s reputation for rigorous mechanical testing.
SSF (Sweden)
The Swedish Theft Prevention Association (Stöldskyddsföreningen) publishes SSF 011, the standard for bicycle lock testing in Scandinavia. SBSC (Sweden’s leading certification body) and RISE (state research institute) perform testing according to SSF standards. Over 70,000 bicycle thefts occur annually in Sweden, making SSF certification a practical requirement for Swedish insurance policies.
Regional Standards: Poland, Finland, Denmark
Several smaller European markets maintain local certification systems:
| Country | Certification | Status |
|---|---|---|
| Poland | PZN | Main insurers’ certification body, limited international recognition |
| Finland | VAT | Required for insurance validity in Finland |
| Denmark | Varefakta | Recognized by Danish insurers, similar to Swedish SSF |
Lock Types: What Gets Certified (And What Doesn’t)
U-locks (D-locks) dominate Gold and Diamond ratings. Hardened steel shackles 13mm+ diameter resist bolt cutters effectively. The rigid shape minimizes leverage attack surfaces. Best models use double-bolting (shackle locks both sides) to prevent twist attacks.

Certification Leaders
- Sold Secure Diamond: Kryptonite New York Fahgettaboudit, Abus Granit X-Plus 540, Hiplok D1000, Litelok X1
- ART 3-Star: Abus Granit series, Kryptonite New York series, Tex-lock D-lock
- FUB 2 Wheels: Kryptonite Evolution Lite Mini 6, OnGuard Pitbull DT, Trelock U5 Mini series
Chain Locks: Heavy Security
Quality chain locks achieve Gold/Diamond ratings but weigh significantly more than U-locks. Chains must use hardened links with hexagonal or square profiles to resist bolt cutters. Round links fail testing immediately.

Foldable Locks: Convenience with Compromise
Folding locks max out at Gold ratings. The riveted joints create weak points that prevent Diamond certification. Nut splitters can attack these rivets, though street thieves rarely carry this specialized tool.

Cable Locks: The Certification Wasteland
Cable locks essentially don’t receive meaningful certifications. You’ll find Bronze-rated cable locks, but Bronze certification is worthless for actual security.

Why Cable Locks Fail Testing
- Made from thin steel strands wrapped together, cut individually by wire cutters
- Even 20mm thick cables are mostly plastic casing around thin metal strands
- Cannot achieve Silver rating minimum (3-minute resistance to small bolt cutters)
- Harvard Police data: 66% of stolen bikes were secured with cable locks
- Testing shows cable locks fail in under 30 seconds against $20 cable cutters
Ring Locks (Café Locks): Convenience Without Security
Ring locks (also called café locks, wheel locks, or O-locks) mount permanently to the rear frame and immobilize the rear wheel via a bolt through the spokes. Popular in the Netherlands and common on city bikes and cargo bikes.

Angle Grinder Resistance: The Modern Battleground
Battery-powered angle grinders became thieves’ weapon of choice around 2018-2020. Cordless models cut through Gold-rated locks in 30-60 seconds. This forced certification bodies to create Diamond ratings specifically testing angle grinder resistance.

How Grind Resistance Works
- Ceramic plates: Locks like Hiplok D1000 use ceramic armor that shatters grinder discs on contact
- Spinning sleeves: Litelok X1 employs a spinning outer sleeve that prevents grinder purchase
- Composite materials: Mix of hardened steel with materials that resist abrasion differently than pure steel
- Multiple barriers: Layered construction forces thieves to cut through several distinct material types
Which Certification Do You Need?
Matching certification level to your specific situation prevents both overspending on unnecessary security and underspending on inadequate protection.
| Bike Value | Risk Level | Sold Secure | ART | FUB/SRA |
|---|---|---|---|---|
| Under $500 | Low (rural, short stops) | Silver | 2-Star | FUB 2 Wheels |
| $500-1,500 | Moderate (suburban, daytime) | Gold | 2-Star | FUB 2 Wheels / Vélo SRA |
| $1,500-3,000 | High (urban, overnight) | Pedal Diamond / Powered Gold | 2-Star | Vélo SRA |
| Over $3,000 | Very High (city center, uni campus) | Powered Diamond (grind-resistant) | 3-Star | Vélo SRA + backup lock |
The Bottom Line on Lock Certifications
Lock certifications separate tested security from marketing fiction. Sold Secure, ART, FUB, and Vélo SRA ratings represent actual resistance to theft methods, not manufacturer wishful thinking. For e-bikes and premium bicycles, certification isn’t optional, it’s mandatory for insurance coverage and the only reliable indicator of theft resistance.
Buy based on certification level matched to your bike’s value and risk environment, not lock appearance or brand reputation. A $150 certified Diamond lock protects your $2,500 e-bike. A $40 uncertified cable lock gets your bike stolen regardless of how thick or impressive it looks.
The difference between keeping your bike and filing an insurance claim comes down to 90 seconds of certified protection. Choose accordingly.




